October 18, 2018
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This chart shows the haves and have-nots of the housing market, and it’s getting worse More than a decade after the housing crisis, homeowners have been made whole — and then some. But the amount of mortgage debt that Americans owe still hasn’t returned to its previous, precrisis high. Those two numbers together say a lot — not all of it happy — about the state of our national housing market.Find the morehousing newsfrom SHINE.
(The numbers in the chart above are from the Federal Reserve’s massive "Flow of Funds†report, more on which is available here.) There are lots of reasons why home equity is up. Home prices have spent the past several years roaring higher, even if that pace of growth has recently started to moderate.Home equity is also more concentrated. Americans are staying in their homes longer, in large part because the housing market has made it so challenging to move around.
That means that they're paying down more of their principal, if they have a mortgage. It’s great that people who own homes have, for the most part, done well. (It’s important to remember that not everyone has: over a million are still underwater, and far more are barely above.) But the still-tepid amounts of mortgage debt outstanding are a reminder of those who aren’t so lucky. Mortgage debt started declining slowly and steadily in early 2008, and has barely ticked up since then. 2008, of course, marked the start of the worst of the subprime crisis, when owners started to lose their homes at a steep pace. As the long tail of the crisis has worked its way through the system over the past few years, more mortgage debt has been extinguished. Meanwhile, the home loan market has been tight, and many would-be buyers have been locked out.
And in a hot seller’s market, buyers who can afford to pay with cash, rather than slogging through the time-consuming mortgage application process, usually have an advantage. About 20% of house purchases have, relatively consistently, been paid by all-cash over the past few years, versus a rough long-term average of 10%, according to the National Association of Realtors. Given all those considerations, surging levels of equity and stagnant amounts of debt seem to replicate the "have-have-not†bifurcation of the housing market that’s seen in the "not in my backyard†debate.
Far too often, would-be homeowners face steep barriers to entering the housing market above and beyond the steep costs, challenging paperwork, and slim pickings. Many communities enact what’s sometimes called "exclusionary zoning:†limiting the number, or the type, of new homes that can be built — only single-family homes, no apartment buildings, for example. Or it may mean setting rules for housing characteristics, such as minimum yard sizes or parking requirements. Exclusionary zoning simply means that powerful people in a community try to make it harder for newcomers to enter. In some ways, the divergence of the two lines in the above chart show the market settling into a similar pattern: the haves have more, and the have-nots have trouble getting a foothold.
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Chinese rabies vaccine maker told to set up compensation fund The Chinese manufacturer of rabies vaccines that was fined 9.1 billion yuan (US$1.3 billion) for falsifying its records has also been ordered to set up a compensation fund for anyone affected by the scandal, although no one has yet made such a claim.To get morechinese english news, you can visit shine news official website.
Changchun Changsheng Life Sciences, the country’s second-largest vaccine producer, was told it must pay between 200,000 and 650,000 yuan to anyone who died from rabies or was made sick after receiving one of its ineffective or harmful inoculations. The announcement was made on Wednesday in a joint statement by the China Food and Drug Administration, the National Health and Family Planning Commission and the government of east China’s Jilin province, where the company is based.The firm’s chief executive and 14 other managers were detained in July after a surprise inspection found falsified production and inspection records dating back to 2014.
The company was also found to have used out-of-date materials, mixed different batches of products and failed to test them properly. While there have been no reports of anyone falling ill after receiving a vaccine produced by Changsheng Life Sciences, the authorities ordered a total recall of its products from domestic and foreign markets in the wake of the scandal. It said that the maximum payouts – of 650,000 yuan – would be made to the families of anyone who died from rabies after being given one of the dubious vaccines.
People who suffered paralysis or required "long-term care†as a result of being injected would be paid 500,000 yuan and 200,000 yuan, respectively, it said. Most often spread through dog bites, rabies is preventable but almost always fatal in unvaccinated people after neurological symptoms have developed. A total of 502 people died from the disease in China last year. The order for Changsheng Life Sciences to set up a compensation fund is the first of its kind since 22 dairy firms were made to pay a combined 1.3 billion yuan to victims of the 2008 melamine-tainted baby milk formula scandal.On social media people were quick to air their views on the compensation plan. "Shouldn’t the [US$1.3 billion] fine be used to compensate victims … instead of filling the state coffers?†a person wrote on Weibo, China’s Twitter-like platform.
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October 17, 2018
Find Cheap Flights from Dallas to Newport News Travelers flying out of Dallas can choose from two airports: Dallas Love Field and Dallas/Fort Worth International Airport. makes it easy to locate low-fare flights from Dallas to numerous locations. DFW International Airport is situated between Fort Worth and Dallas.廣州機票 The airport is served by several airlines, including Alaska Airlines, American Airlines, Delta Air Lines, SkyWest Airlines, JetBlue Airways, Korean Air, Lufthansa, United Express, US Airways, and Virgin America. Love Field is situated approximately six miles northwest of the downtown area. Airlines serving Love Field include SeaPort Airlines, Southwest Airlines, United Express, and Delta Connection. Parking at Dallas Airports Long-term and short-term parking is available at Love Field Airport. Rates for short-term parking begin at $3.00 per hour, and rates for long-term parking begin at $2.00 per hour. Terminal parking is available at DFW at a rate of $19.00 per day, while car-to-gate shuttle express parking is available at a rate of $10.00 per day for uncovered parking and $12.00 per day for covered parking. Economy parking is available at $8.00 per day. Dallas Airport Transportation Taxi service is available from DFW International at a $17.00 minimum charge for trips outside the airport parking areas. A $40.00 flat rate is charged for locations within the central Dallas business district. The flat rate for destinations within the Fort Worth central business district is $43.00. Taxi services are also available at Love Field. Ground transportation is available at both Love Field and DFW International via the Dallas Area Rapid Transit system. In addition, travelers can take advantage of the opportunity to book car rental services in advance through . Dallas Airport Restaurants A variety of dining options are available at Love Field Airport, including Chili's Too, Cinnabon, McDonald's, Pizza Hut Express, and Starbucks. Travelers flying out of DFW International can also take advantage of dozens of restaurant choices for breakfast or a quick meal, including Dunkin Donuts, Starbucks, Jazzman's Café, and Cereality for a quick breakfast or coffee. When you use the travel planning tool, it is easy to find low-fare flights from Dallas. Newport News-Williamsburg International Airport Newport News is a popular travel and vacation spot, and travelers looking to find cheap flights to Newport News can do so. The Newport News-Williamsburg International Airport is located just nine miles from downtown Newport News on Bland Boulevard. Five airlines currently service the Newport News airport: Allegiant, Delta, US Airways, Frontier and PEOPLExpress.
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Cheap Flights To Israel? The One Trick You Need To Know As I write this, a friend of mine is on board an El Al jetliner transporting Israeli Prime Minister Benjamin Netanyahu from Tel Aviv to Washington, D.C. Now, this isn't a route that El Al Israel Airlines normally flies, but then El Al is not just another airline—it's the flag carrier of the State of Israel. And while its storied history and solid reputation makes it easy to recommend, it is not always the airline that's going to get you to Israel for the least amount of money.Cheap Flights from Xian to Urumqi The good news is that there are more choices in the skies for travel to Israel than ever before. The reason? Two words: Open Skies. Israel and the European Union signed a landmark Open Skies agreement back in 2012. This accord freed European carriers from many restrictions and led to a steady increase in the number of foreign airlines that can operate in Israel. Naturally, Israeli airlines at first resisted the move because it meant they have to do more to stay competitive, especially with their added security costs, but overall Open Skies has contributed to a boom in Israeli air travel. According to the Israel Airports Authority in 2012 some 12.4 million international passengers passed though Ben Gurion Airport; by the end of 2016 that figure had jumped to 17.3 million passengers. Open Skies has generally been kinder to the European low-cost carriers servicing Israeli airports than to legacy airlines, at least in terms of giving passengers more bang for their buck. Airlines that provide year-round non-stop service from North American cities to Tel Aviv, whether El Al or American carriers like Delta, will likely always have their acolytes, and for different and valid reasons. But if you're looking at your bottom line with any kind of scrutiny and don't mind a European layover, it may be time to rethink how you book your next trip to Israel.
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QANTAS DREAMLINER FIRST FLIGHT REVIEW: WHAT TO EXPECT ON BOARD The voice welcoming the passengers on board QF787 is not the usual Aussie accent to which we’re accustomed. Instead, it’s the Irish lilt of our national carrier’s CEO Alan Joyce, who’s taken to the mic to declare this new Dreamliner the best plane Qantas has ever put into the air. This is no ordinary plane and certainly no ordinary flight.air ticket from singapore to shanghai The departure location is the runway at Boeing’s Everett factory in Seattle, Washington, and the passenger list is a who’s who of Qantas, here with their partners to celebrate Great Southern Land, the name given to the first of eight Dreamliners to be rolled out in the next year.On wheels up, everyone — including Joyce — dons their limited edition Martin Grant pyjamas. It’s midday. The standard business class grey marle sleepware has been substituted for blavy (black-navy) and instead of a discreet logo, the flying kangaroo is a dramatic silver metallic taking up the entire front. The French-based, Australian-born designer is on board and in true fashion form, and with much laughter, wears his top in reverse. The amenities kit also falls into the short-run-only category. The black, embossed pouch has been designed by Australian artists Craig & Karl in collaboration with Oroton.Consulting designer David Caon is present to experience first hand his new cabin design. As is Professor Stephen Simpson Sydney University’s Charles Perkins Centre, who is heading up a new program to help discover ways to beat jet lag; and so too Iva Davies, who was on hand at the launch to sing his band Icehouse’s famous song, Great Southern Land.
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Nylon Cable Ties Market 2018 Global Key Players Market Analysis Research Report On "Global Nylon Cable Ties Market 2018 Industry Growth, Size, Trends, Share, Opportunities And Forecast To 2023†To Their Research Database. World Nylon Cable Ties Market Executive Summary Nylon Cable Ties market research report provides the newest industry data and industry future trends, allowing you to identify the products and end users driving revenue growth and profitability. The industry report lists the leading competitors and provides the insights strategic industry analysis of the key factors influencing the market. The report includes the forecasts, analysis and discuion of important industry trends, market size, market share estimates and profiles of the leading industry players.click here for more information
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The latest FIFA 18 Festival of FUTBall The latest FIFA 18 Festival of
FUTBall with a squad of Classic Rest of the World Heroes are released
by EA Sports during the 2018 FIFA World Cup. The Festival of FUTball
isn't just about the best players from the 2018 World Cup, it's also
celebrating some classic heroes.
While we've still got some current
stars like Alexis Sanchez, we also get to see players such as Carlos
Tevez, Yaya Toure, and Tim Howard back on top form. monedas fifa Classic Rest of the World Heroes cards are available in FIFA packs from
6pm (UK time), July 7th until July 14th. You can open packs via FIFA
Coins and Points. Manchester United's Alexis Sanchez is the highest
rated player in the squad, at 97 overall.
The left midfielder has 95 pace, 98 dribbling, 97 shooting, 93 passing, and 92 physical. These stats make him one of the best players in the game, and in fact many of these upgrades in the squad are their best upgrades of the year, or even ever. EA Sports has been releasing Festival of FUTball upgrades for each stage of the World Cup so far. Now that the number of teams are dwindling, we will have to wait and see whether more are coming for the quarter finals and semi finals. also provide the latest FIFA News and Guide for you!www.fifacoincomprar.com.br
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FIFA 19 Demo Release Date There are some players' comprar monedas fifa 19 Ratings has leaked from FIFA 19 Demo, such as 94 Ronaldo, 87 Mbappe. so
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More FIFA 19 news According to the media reports, fifa ultimate team coins will join the new survival mode - FIFA 19 Survival Mode. In this mode,
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Yanjun Xu from US aviation and aerospace companies on behalf of China
Officials say Yanjun Xu tried to steal trade secrets from US aviation
and aerospace companies on behalf of China.To get more china news,
you can visit shine news official website.
He was arrested in Belgium
earlier this year and on Tuesday extradited to the US. On Thursday,
Beijing dismissed the espionage accusations against the official, saying
there was no basis to the charges. China said it hoped the US would
safeguard the legal rights of the Chinese individual, a foreign ministry
spokesman said at a regular news briefing. A senior US justice
department official said the case was "part of an overall economic
policy of developing China at American expense".
"We cannot tolerate a
nation's stealing our firepower and the fruits of our brainpower,"
Assistant Attorney General for National Security John Demers added. Will
Trump's tariffs stop Chinese espionage? Trump administration seeks to
block China Mobile Beijing offers hefty cash reward for spy tip-offs
Prosecutors say Mr Xu is a senior officer with China's ministry of state
security - which is responsible for counter-intelligence, foreign
intelligence and political security.
He was detained in Belgium on 1 April at the request of the US. He was later indicted by an Ohio grand jury on four charges of conspiring to commit economic espionage and attempting to steal trade secrets.They say he invited employees to travel to China for an "exchange of ideas" or under the guise of delivering university presentations. Ohio-based aircraft engine giant GE Aviation was identified as one of the targets of the alleged operation.
Conspiracy and attempt to commit economic espionage carries a maximum US prison sentence of 15 years, and conspiracy to commit theft of trade secrets can carry a 10-year term. The charges come at a time of raised tension between the US and China. The two countries have become embroiled in an escalating trade war and President Trump has accused Beijing of trying to meddle in the upcoming mid-term elections. In a speech last week, US Vice-President Mike Pence accused Beijing of directing "its bureaucrats and businesses to obtain American intellectual property - the foundation of our economic leadership - by any means necessary".
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Chinese Premier Li Keqiang called for renewing the friendship Chinese Premier Li Keqiang called for renewing the friendship between China and the Netherlands as he arrived in the country on Sunday for an official visit.To get more chinese news outlet, you can visit shine news official website.
This is the first such visit to the country by a Chinese premier in 14 years. "I have come to the Netherlands to renew and enhance a long-running friendship. A bright future dawns only when we maintain," Li said in an article published Sunday on newspaper Nouvelles D'Europe. Noting that the world is now facing the headwinds of unilateralism and protectionism, Li said the solution to the challenges lies in "making a stronger commitment to uphold multilateralism, free trade, economic globalization and an open world economy, and striving to sustain the hard-won global recovery with concrete and concerted efforts."
The premier also urged the two countries to further enhance cooperation. The development in China driven by a new round of reform and opening-up has created new space for cooperation between the two countries, Li said. "As a Dutch saying goes, happiness doubles when you share it. Likewise, opportunities will multiply when we share them," Li said in the article titled "A time to renew friendship and embrace a brighter future."
Efforts to advance the Belt and Road Initiative will provide more opportunities to leverage the advantageous location of the Netherlands as the gateway to Europe and facilitate connectivity between China and Europe by making full use of the convenient land, sea and air transportation in this country, he said. The boom of new growth drivers and upgrading of the industrial structure in China will cultivate new areas of technological cooperation, and Chinese people's pursuit of a better life with higher household spending promises a new market for quality Dutch products, he said.
Meanwhile, China's innovation-driven development strategy being implemented in full swing will offer new impetus for creative industries in the Netherlands to join in the development of the innovation economy in China, Li said. "With a host of measures in place to deepen reform and expand opening-up, especially to widen market access for foreign investment in services sectors, the financial sector included, China will generate more promising business opportunities for Dutch companies and investors," said Li. On China's business environment, Li said China will "make greater efforts and take faster steps to improve" it, as well as "expand market access for foreign investors, and protect intellectual property rights." "This is a commitment China has made not just to the world but more so to serve China's own development.
We will stay committed to these goals," he added. Stating that the process of reform and opening-up will see China further align its domestic rules with international practices and seek development synergy with the rest of the world, Li said the Netherlands and other countries are welcome to share in China's development opportunities. "I trust that the Netherlands known for its pioneering spirit will be an early bird in China's new round of reform and opening-up. With joint efforts, China, the Netherlands and Europe as a whole will all embrace a brighter future," the premier said.
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